"As a developer, I always found it troubling that traditional insurance brokers make more money when your premiums go up. That is a direct conflict of interest.
We built Prime Risk Advisors to break that cycle. By operating on a transparent, flat-fee compensation structure, we eliminate the conflict. We don't answer to standard commission structures, we answer to you. Our only goal is to secure the absolute best value for your project, with zero hidden agendas."
- Bryan Elsey

The clock starts three months before your renewal date. Our specialized team gathers your project data and prepares your risk profile to take out to the market early, ensuring we never miss a window of opportunity.
We leverage our deep industry relationships to pitch your insurance needs to as many top-tier carriers as possible. By forcing carriers to actively compete for your business, we drive the market to deliver its absolute best pricing.
After 60 days of market competition, we lay it all out on the table. You will receive a fully leveled, transparent bid sheet depicting every single carrier response. No hidden fees, no obscured data—just clear, apples-to-apples comparisons.
Together, we analyze the leveled bids. Over the next 15 days, we weigh coverage limits against cost to strategically select the carrier that offers the optimal balance of robust protection and financial value.
One month prior to your renewal, your coverage is finalized. You can move forward into your next project with total confidence, knowing you received the best possible value and protection in the marketplace.
We bring seasoned experience in the real estate development, construction, and management world into our insurance practices. We provide you with what you need from a broker, we are not some broker trying to get your premium higher so that we get paid more. See all the sectors that we serve, and our nationwide portfolio of success.
Low Income Housing Tax Credit (LIHTC) program. As a top 50 Affordable Housing Developer we understand the unique needs of LIHTC projects
Garden-style, mid-rise, high-rise, and urban infill
Purpose-built student communities near university markets
Build-to-rent communities and custom single family homes
Builder’s risk, ground-up construction, pre-development to stabilization
As a Licensed General Contractor in 10 states we can help you with your insurnance needs