+ prime risk advisors

Our Flat-Fee Promise

"As a developer, I always found it troubling that traditional insurance brokers make more money when your premiums go up. That is a direct conflict of interest.

We built Prime Risk Advisors to break that cycle. By operating on a transparent, flat-fee compensation structure, we eliminate the conflict. We don't answer to standard commission structures, we answer to you. Our only goal is to secure the absolute best value for your project, with zero hidden agendas."

- Bryan Elsey

Consult With Us
Our Approach

Our 90-Day Proven Process to Maximum Value

Day 90

Proactive Market Launch

The clock starts three months before your renewal date. Our specialized team gathers your project data and prepares your risk profile to take out to the market early, ensuring we never miss a window of opportunity.

Day 75

Aggressive Competitive Bidding

We leverage our deep industry relationships to pitch your insurance needs to as many top-tier carriers as possible. By forcing carriers to actively compete for your business, we drive the market to deliver its absolute best pricing.

Day 30

Transparent Bid Tab Review

After 60 days of market competition, we lay it all out on the table. You will receive a fully leveled, transparent bid sheet depicting every single carrier response. No hidden fees, no obscured data—just clear, apples-to-apples comparisons.

Day 15

Collaborative Evaluation

Together, we analyze the leveled bids. Over the next 15 days, we weigh coverage limits against cost to strategically select the carrier that offers the optimal balance of robust protection and financial value.

Day 0

Seamless Execution & Peace of Mind

One month prior to your renewal, your coverage is finalized. You can move forward into your next project with total confidence, knowing you received the best possible value and protection in the marketplace.

Asset Classes

Sector Exertise

We bring seasoned experience in the real estate development, construction, and management world into our insurance practices. We provide you with what you need from a broker, we are not some broker trying to get your premium higher so that we get paid more. See all the sectors that we serve, and our nationwide portfolio of success.

Affordable Housing

Low Income Housing Tax Credit  (LIHTC) program.  As a top 50 Affordable Housing Developer we understand the unique needs of LIHTC projects

Multifamily

Garden-style, mid-rise, high-rise, and urban infill

Student Housing

Purpose-built student communities near university markets

Single Family

Build-to-rent communities and custom single family homes

Development

Builder’s risk, ground-up construction, pre-development to stabilization

Construction

As a Licensed General Contractor in 10 states we can help you with your insurnance needs

Our Experience.

Nationwide portoflio of success stories

Investment Opportunity

Seasons

Lawrence, KS
Affordable Housing
Project Info
Investment Opportunity

Seagaze Apartments

Oceanside, California
Affordable Housing
Project InfoWebsite
Investment Opportunity

Lofts at Sheridan Station

Lakewood, Colorado
Project InfoLearn More
Investment Opportunity

The 1500

San Francisco, California
Group Housing
Project InfoLearn More
Investment Opportunity

Firestone

Los Angeles, California
Affordable Housing
Project InfoLearn More
Investment Opportunity

6nineteen

San Diego, California
Student Housing
Project InfoWebsite
Investment Opportunity

Jefferson Flats

Los Angeles, California
Student Housing
Project InfoWebsite
Investment Opportunity

Oxford Vista

Englewood, Colorado
Market Rate Housing
Project InfoWebsite
Investment Opportunity

Broadwood

West Palm Beach, Florida
Market Rate Housing
Project InfoLearn More
Investment Opportunity

401 S Van Ness

San Francisco, California
Group Housing
Project InfoLearn More
Investment Opportunity

Bankers Hill Lofts

San Diego, California
Commercial / Retail / Multi-Family (Mixed Income)
Project InfoLearn More
Investment Opportunity

The Mint

San Francisco, California
Hotel
Project InfoLearn More
Investment Opportunity

Caseybridge

Austin, Texas
Market Rate Housing
Project Info
Investment Opportunity

Expo Park Lofts

Los Angeles, California
Student Housing
Project InfoLearn More
Investment Opportunity

Higgins

Hoffman Estates, Illiniois
Market Rate Housing
Project InfoLearn More
Investment Opportunity

East Street House

Los Angeles, CA
Residential
Project Info
Investment Opportunity

The Urban

Columbus, Ohio
Student Housing
Project InfoWebsite
Investment Opportunity

The Arrow

Minneapolis, Minnesota
Student Housing
Project InfoWebsite
Investment Opportunity

Prime Place Stillwater

Stillwater, Oklahoma
Student Housing
Project InfoWebsite
Investment Opportunity

312 Elm

Stillwater, Oklahoma
Student Housing
Project InfoWebsite
Investment Opportunity

Stadium Walk

Lincoln, Nebraska
Student Housing
Project InfoWebsite
Investment Opportunity

Prime Place Lincoln

Lincoln, Nebraska
Student Housing
Project InfoWebsite
Investment Opportunity

213 Elm

Stillwater, Oklahoma
Student Housing
Project InfoWebsite
Investment Opportunity

Bellerive House

Manhattan, KS
Residential
Project Info
Investment Opportunity

Prime Place Manhattan

Manhattan, KS
Student Housing
Project InfoWebsite
Investment Opportunity

Heartland House

Manhattan, KS
Residential
Project Info
Investment Opportunity

Retreat at Pembroke

Pembroke, North Carolina
Student Housing
Project InfoWebsite
Investment Opportunity

View at Pembroke

Pembroke, North Carolina
Student Housing
Project InfoWebsite
Investment Opportunity

Scenic Woods

Manhattan, KS
Market Rate Housing
Project InfoWebsite
Investment Opportunity

Stillwater Flats

Stillwater, OK
Student Housing
Project Info
Investment Opportunity

Olathe Mill House

Olathe, Kansas
Project InfoLearn More
Investment Opportunity

Radcliff

Englewood, Colorado
Market Rate Housing
Project InfoLearn More
Investment Opportunity

High St. Hotel

Boston, Massachusetts
Residential / Hotel
Project InfoLearn More
Investment Opportunity

Alhambra

Alhambra, California
Affordable Housing
Project InfoLearn More
Investment Opportunity

Anderson Village

Manhattan, Kansas
Student Housing / Hotel
Project InfoLearn More
Investment Opportunity

Fell Street

San Francisco, California
Residential / Hotel
Project InfoLearn More
Investment Opportunity

Reserve Stockbridge

Stockbridge, Georgia
Market Rate Housing
Project InfoWebsite
Investment Opportunity

Retreat at Northlake

Warner Robins, Georgia
Market Rate Housing
Project Info
Investment Opportunity

Dalton Pointe

Dalton, Georgia
Market Rate Housing
Project InfoWebsite
Investment Opportunity

Oakview Apartments

Warner Robins, Georgia
Market Rate Housing
Project Info
Investment Opportunity

Magnolia Terrace

Macon, Georgia
Market Rate Housing
Project Info
Investment Opportunity

Stonegate Apartments

Warner Robins, Georgia
Student Housing
Project Info
Investment Opportunity

Gardens at Chamblee

Chamblee, Georgia
Market Rate Housing
Project Info
Investment Opportunity

Ingleside Terrace

Macon, Georgia
Market Rate Housing
Project Info
Investment Opportunity

Seasons

Lawrence, KS
Affordable Housing
Project Info
Investment Opportunity

The Flintridge

Manhattan, KS
Residential
Project Info
Investment Opportunity

The Flintbrook

Manhattan, KS
Residential
Project Info
Investment Opportunity

The Flintwood

Manhattan, KS
Residential
Project Info

Our Team